So you’d like to start a pension

This Pensions video was provided by Zurich Life Pensions

start a pension. Bulletin board saying get things done

Whether you’ve just started your first job or you’re already advancing in your career, starting a pension is always a smart move. Starting early gives you a huge advantage but as the saying goes ‘better late than never’.

Free pension planning and advice

Even if you’ve no idea of what you’d like your retirement years to look like, you can make a plan so you’re ready for anything when the time comes.

Pensions may seem complicated but they are one of the tax-friendliest long-term investments you can build for yourself.

At Forsythe Financial Planning, we’re offering free pension advice in person, over the phone, or by video link at a time that suits you.

Use the tools and calculators to find out more about starting a pension.

i'd like to start a pension smiling bearded hipster sitting at computer

What to expect from your pension meeting

What’s a pension and why do I need one?

A pension is simply a savings fund with your name on it, used to pay for your retirement. Usually, you can’t access your fund until at least the age of 60.

How much should I pay when I start a pension?

As a starting point, take a look at the pension calculator to get an idea of what you’ll need.

When should I start, and what’s the next step?

Although it’s almost never too late to start a pension, the earlier you begin paying into a pension, the better. In fact, a contribution of €100 per month when you’re 30 can have the same impact as around €450 per month when you’re 50.

How many years do I need for a full state pension in Ireland?

n general, you need at least 520 paid contributions (10 years of contributions) to be entitled to the State Pension (Contributory).

087 250 6365